GENIUS CMA/EMI

Feature's GENIUS CMA/EMI

Credit Monitoring Arrangements (CMA) report is an analysis which is prepared by the borrower to submit to banks for availing loan. We provide you the option by which you can prepare your CMA report as per Tandon and Nair Committee on both the basis including; Percentage basis and Ratio basis, EMI (Equated Monthly Installment) a fixed payment amount made by a borrower to a lender at a specified date of each calendar month. Equated monthly installments are supposed to be paid monthly in interest and principal both, so that over a specified number of years, the loan gets paid completely. By using our software you can easily calculate your EMI calculation...


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Multiple Years Projections

Preparation of CMA Data for as Many Years as Required.

MPBF Calculations and Ratio Analysis

Calculates MPBF According to Tandon and Nayak Committee Along with Complete Ratio Analysis.

Simple Interest Calculation

Facilitates User to Calculate Day to Day and Simple Interest.


Partner's Interest Calculation

Acts as a Useful Tool to Calculate Partner Interest, OD and CC A/c Interest.

EMI Calculation

Easily Calculate EMI with Bifurcation of Principal and Interest Payouts.

Present and Future Value Calculation

Facility to Calculate the Present Value and Maturity Value.


FDR Interest Calculation

Facilitates Calculation of FDR and Panel Interest with Converter Tool for Various Measurement Units.

Calculation of Depreciation

Facilitates Depreciation Calculation on SLM, WDV and Reducing Balance Method.